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Accidents happen. So do break-ins.
Make sure you’re covered no matter what.
Beyond homeowners’ insurance, Loggerhead Shield is designed to provide comprehensive coverage for lawful self-defense, accidental discharge, lost or stolen firearm liability and firearm theft.
In the state of Florida, Firearm Insurance is not required for homeowners who are also gun owners. It’s an additional layer of protection for you and your loved ones.
So why opt for coverage? Part of responsible gun ownership is preparing for those unforeseen events, like accidental discharge, lawful self-defense, and firearm theft. Part of being prepared should include Firearm Insurance.
Accidental discharge occurs when a firearm discharges a round without the deliberate action or intention of the person handling it. Accidental discharges happen for various reasons, like a malfunction in the firearm, mishandling, or a lack of adherence to proper safety protocols.
It’s essential for every firearm owner to follow rigorous safety protocols, including keeping the firearm unloaded and away from ammunition when not in use, properly secured using a fiream safety device (eg. trigger, cable locks) AND stored in a locked container, and never pointing the gun at anything they do not intend to shoot.
Accidental discharges can lead to unintended injuries or property damage, which is why many responsible gun owners opt for firearms coverage when available.
It depends on the circumstances, but you might be liable for:
Legal costs can escalate quickly. Insurance coverage can help cover some of these expenses.
Loggerhead offers the most unique, comprehensive Firearm Insurance coverage in the state of Florida.
$250,000
Personal Firearm Liability and Property Damage
$50,000
Criminal Defense Reimbursement
Benefits include:
†Coverage is subject to actual policy terms and conditions.
Up to $50,000
Blanket Firearm Coverage*
*Provides up to $50,000 in coverage for firearm theft; subject to a maximum of $5,000 per firearm.
Up to $150,000
Scheduled Firearm Coverage**
**Provides up to $150,000 in coverage for firearm theft; subject to a maximum of $50,000 per firearm.
Benefits include:
†Coverage is subject to actual policy terms and conditions.