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Our Story

How did Loggerhead hatch?

Who We Are

It’s been tough for Floridians to find reliable homeowners insurance lately. We saw it firsthand — and we wanted to provide an alternative. So we gathered a knowledgeable team of Florida insurance experts to transform the way you experience insurance. In doing so, we created Loggerhead Insurance, which hatched in 2022.

So why the turtle?
We named ourselves after the loggerhead sea turtle — often found in Florida waters. The loggerhead is known for its strength, longevity, and protective shell.

Our mission is to be Florida’s premier coverage provider, so we hired a team of highly experienced insurance pros that love working with policyholders.

happy family walking along the beach

What We Do

Like a Loggerhead’s protective shell, we cover you and your home. We do that by giving you the perfect choice in coverage packages to meet your family’s unique needs and budget.

Once you’re covered, we keep things simple with an online customer portal that makes reporting a claim easy and hassle-free.

From there, our rapid response team gives honest, clear answers to your questions and assess claims with integrity and transparency. That way, you can save money and sleep easy.

Financial Stability

Demotech, Inc - Financial Stability Rating - A ExceptionalBeing there for our policyholders when they have a claim is our most important role. We focus on financial stability now and into the future so we can pay claims when they arise. To help ensure that we are ready to handle hurricanes or other natural disasters affecting our policyholders we purchase reinsurance, which is additional insurance coverage for insurance companies themselves.  We partner with more than 15 highly rated reinsurers for this protection.  Our balance sheet and reinsurance program have earned a Financial Stability Rating® of “A” (Exceptional) from Demotech, Inc., a leading independent financial analysis firm. Additionally, as a licensed and admitted insurance company, all Loggerhead rates and forms are reviewed by the Florida Office of Insurance Regulation.

You’re only as safe as your shell.

Browse our coverage options to see how we can help protect your nest.

Coverage Options