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It’s your nest. Protect it.
Remember — it’s about you. Whatever you need, it’s here.
Essential
Coverage
An ocean of options including...
- Full Replacement Cost for Dwelling & Other Structures
- Actual Cash Value for Contents
- Personal Liability Coverage
- Significant Discounts for Roof Settlement Schedule
- Full Suite of Deductible Options
Enhanced
Coverage
Essential Coverage, plus...
- Increased Coverage for Contents, Loss of Use & Personal Liability
- Replacement Cost for Contents
- Water Backup
- Animal Liability
- Refrigerated Property
- Ordinance & Law
Elite
Coverage
Enhanced Coverage, plus...
- Increased Coverage Limits
- Full Roof Replacement Coverage
- Identity Theft
- Trampoline Liability
- Pool Liability
- Significant Deductible Reduction for Large Losses
Special Discounts
A sea of savings available to every policyholder.
10% discount for insured members 55 or older.
Discount for homes built within the last 10 years AND for roofs replaced within the last 10 years.
Discounts for modern leak detection and water shutoff systems, fire and burglar alarms, and other protective devices.
Discounts for upgrades and features designed to mitigate against wind damage.
Discount for homes in neighborhoods protected by gates and security systems.
Discount for homes built by qualified builders that provide a home warranty.
Loggerhead Shield
Homeowners’ insurance usually cover firearms as personal property. But they rarely cover losses caused by legal firearm use.
We offer an added layer of protection for legally-possessed firearms — covering the unique liabilities facing responsible firearms owners.
Our Loggerhead Shield protection covers damage caused by:
- Accidental discharge
- Acts of self-defense
- Use while lost or stolen
Plan Features
$250,000
Personal Liability & Property Damage
$50,000
Criminal Defense Reimbursement
Optional Plan Features
Up to $50,000
Blanket Firearm Coverage
Up to $150,000
Scheduled Firearm Coverage